Singapore & UAE Tax Guide
Free tax and payroll calculators for Singapore and the UAE. Understand tax obligations in two of the world’s most business-friendly jurisdictions.
Guide Overview
Singapore and the UAE attract businesses and expats with competitive tax regimes. Singapore offers low progressive income tax rates with no capital gains tax, while the UAE has zero personal income tax. These calculators help you understand the real cost of operating in both jurisdictions.
Focus: free tax calculators for Singapore and UAE residents and businesses
Singapore Income Tax
Singapore uses a progressive tax system with rates starting at 0 percent on the first S$20,000 and climbing to 22 percent on income above S$320,000. There is no capital gains tax and no tax on overseas income not remitted to Singapore. Our calculator applies IRAS rates and shows your effective tax rate at any income level.
Singapore CPF for Employees
The Central Provident Fund is Singapore’s mandatory savings scheme. Employers contribute up to 17 percent and employees up to 20 percent, with rates varying by age. Self-employed individuals contribute to MediSave only. Our payroll calculator handles both employer and employee CPF rates by age bracket.
UAE Zero Personal Income Tax
The UAE does not levy personal income tax, making it one of the most attractive jurisdictions globally for high earners. However, a 9 percent corporate tax was introduced in 2023 on profits exceeding AED 375,000. Our UAE calculator models both personal and corporate scenarios so you can plan accurately.
UAE Payroll and WPS
UAE employers must process payroll through the Wage Protection System (WPS). While there is no income tax withholding, employers face gratuity obligations (end-of-service benefits) calculated based on years of service. Our payroll calculator includes gratuity estimates alongside monthly pay breakdowns.
Tools in This Guide
Use these tools in sequence based on your workflow needs.
Singapore Income Tax Calculator
Estimate Singapore resident or non-resident personal income tax from annual chargeable income.
Use tool →Singapore Payroll Calculator
Estimate Singapore take-home pay with resident/non-resident tax options and CPF employee contributions.
Use tool →UAE Income Tax Calculator
Model UAE personal income tax (0%) and optionally estimate 5% VAT impact on annual spending.
Use tool →UAE Payroll Calculator
Estimate UAE net salary with zero personal income tax assumptions and optional social contribution inputs.
Use tool →Frequently Asked Questions
Is there really no income tax in the UAE?
How does Singapore tax compare to the UAE?
Are these calculators free?
Last updated: June 1, 2025