Compare two job offers side by side. Calculates total compensation, hidden costs, effective hourly rate, equity vesting, 401k match, and 4-year projections.
Last updated: February 23, 2026
Compare two job offers side by side. Calculates total compensation, hidden costs, effective hourly rate, equity vesting, 401k match, and 4-year projections. This tool runs in-browser for fast results without account setβ¦
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| Metric | Offer A | Offer B |
|---|---|---|
| Compensation | ||
| Base Salary | $0 | $0 |
| Signing Bonus | $0 | $0 |
| Annual Bonus | $0 | $0 |
| Equity (Year 1) | $0 | $0 |
| 401k Match | $0 | $0 |
| Other Benefits | $0 | $0 |
| Year 1 Total Comp | $0 | $0 |
| Benefits | ||
| PTO Days | 15 | 15 |
| PTO Dollar Value | $0 | $0 |
| Health Insurance (Annual) | $0 | $0 |
| Remote Days | 0 | 0 |
| Hidden Costs | ||
| Commute Cost (Annual) | $0 | $0 |
| Insurance Cost (Annual) | $0 | $0 |
| Total Hidden Costs | $0 | $0 |
| Derived Metrics | ||
| Year 1 Adjusted Comp | $0 | $0 |
| 4-Year Total Comp | $0 | $0 |
| Effective Hourly Rate | $0.00 | $0.00 |
| Work Hours / Week | 40 | 40 |
Offer A
$0
Offer B
$0
Base salary is only one piece of the puzzle when comparing job offers. Total compensation includes bonuses, equity grants, retirement matching, health insurance, paid time off, and other perks. Two offers with identical base salaries can differ by tens of thousands of dollars once you factor in the full package. Always calculate the complete Year 1 and multi-year value before making a decision.
The most frequent mistake is focusing solely on the base salary number. Other common pitfalls include ignoring the vesting schedule on equity grants, overlooking health insurance premiums that come out of your paycheck, forgetting commute costs, and failing to account for differences in work-life balance. A higher-paying job that requires 50 hours per week may actually pay less per hour than a lower-salaried role at 40 hours per week.
Equity compensation β stock options, RSUs, or stock grants β is often a significant portion of total compensation at technology companies. Most equity packages vest over four years with a one-year cliff, meaning you receive nothing if you leave before the first anniversary. After the cliff, shares typically vest monthly or quarterly. When comparing offers, consider the total grant value, the vesting schedule, and whether the company is public (liquid stock) or private (illiquid, with uncertain future value).
Paid time off has a real monetary value. Each PTO day is worth approximately your daily rate: annual salary divided by 260 working days. An offer with 20 PTO days versus one with 10 days represents a difference of roughly 10 Γ (salary / 260) in value. Beyond the financial calculation, more PTO contributes to better work-life balance, reduced burnout, and longer tenure at a company.
Working from home reduces or eliminates commuting costs, which can include gas, transit passes, vehicle maintenance, tolls, and parking. The average American commuter spends over $5,000 per year on commute-related expenses. Each remote day per week cuts that cost by roughly 20%. Additionally, remote workers often save on meals, professional clothing, and dry cleaning. These savings effectively increase your take-home pay and should be factored into any offer comparison.
A 401k employer match is essentially free money added to your retirement savings. If your employer matches up to 6% of your salary, that is an additional 6% on top of your base pay. Not contributing enough to capture the full match is one of the costliest financial mistakes employees make. When comparing offers, always calculate the maximum annual match in dollar terms. An offer with a lower base salary but generous 401k matching can be worth more in the long run, especially given the tax-advantaged growth of retirement accounts.