Add up the total cost of your AI tool stack. See monthly and annual costs across all your AI subscriptions and APIs.
Last updated: February 23, 2026
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The average knowledge worker now subscribes to 3-7 AI tools, and the costs add up faster than most people realize. What starts as a $20 ChatGPT subscription quickly balloons to $200+ per month when you add image generation, coding assistants, writing tools, and automation platforms. This phenomenon is sometimes called the "AI tool tax" — the recurring cost of staying competitive in an AI-powered workplace.
The must-haves are tools that directly generate revenue or save significant time on core activities. For most professionals, this means one good AI assistant (ChatGPT, Claude, or Gemini) and one role-specific tool (Copilot for developers, Midjourney for designers, etc.). Everything else should be evaluated on a strict ROI basis: does this tool save me more money or time than it costs?
Based on industry surveys and user data, here are typical monthly AI tool costs by role: Solopreneurs spend $100-200/month on average, content creators $200-400/month, developers $100-300/month, and AI agencies $500-2,000/month. If your costs are significantly above these ranges, it is worth auditing for redundancy. If you are below, you may be missing tools that could improve your productivity.
Add up the total cost of your AI tool stack. See monthly and annual costs across all your AI subscriptions and APIs. This tool runs in-browser for fast results without account setup.
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